J and I have been using Dave Ramsey’s Total Money Makeover plan with our money for the past year. I would strongly encourage ANYONE to check Dave out, especially if you have any debt: credit cards, car loans, student loans, a mortgage.
We started by reading Dave’s book: The Total Money Makeover. You can buy it on his website, or through Amazon or Barnes and Noble. We also went to a live event and learned more about budgeting, saving for the future, investing, saving for retirement, etc.